Debt Relief Path is a free referral service. We are not a lender, debt settlement company, law firm or mortgage servicer, and we do not make credit decisions, negotiate with creditors or give legal, tax or financial advice. We share the information you submit with independent partner companies and attorneys who may be able to help, and we may be paid by those partners. We do not charge you. Not all partners operate in every state, and not everyone will qualify for every option. Debt settlement may hurt your credit, forgiven debt may be taxable, and creditors are not required to accept settlement offers. Mortgage assistance: Debt Relief Path is not associated with the government, and our service is not approved by the government or your lender. Even if you use our service, your lender may not agree to change your loan. Information about bankruptcy is general information, not legal advice; attorney advertising where applicable.
Debt settlement
Debt settlement programs are offered by independent companies, not by Debt Relief Path. Results vary, and not all debts can be settled. Creditors may continue collection efforts, including lawsuits, during a program. Settled debts may be reported as settled for less than the full amount. Forgiven debt may be taxable. Fees may not be charged until a debt has been settled and a payment made under the settlement.
Loans
Debt Relief Path is not a lender and does not make credit decisions. Loan terms, rates and approval are set by the lender. We do not guarantee approval or any rate.
Mortgage assistance
Debt Relief Path is not associated with the government, and our service is not approved by the government or your lender. Even if you use our service, your lender may not agree to change your loan. You may stop doing business with us at any time. You may accept or reject any offer of mortgage assistance from your lender. If you reject the offer, you do not have to pay anything. Free help is available from HUD-approved housing counselors at 800-569-4287.
Bankruptcy
Debt Relief Path is not a law firm and does not provide legal advice. Information on this site is general and may not apply to your situation. Attorneys we refer you to are independent. This may be considered attorney advertising in some states.